Is your business secured against the unforeseen?
In the catering and hospitality industry, everyday life is characterised by a fast pace, seasonal fluctuations and often marginal contribution margins. A single water damage incident or a breakdown in the kitchen can quickly threaten liquidity if insurance is not geared to reality. Data from the Leaf platform shows that up to 80% of restaurants and cafes are incorrectly insured because their coverage does not keep pace with their growth or changing number of employees.
How the Leaf platform secures your restaurant or café
Catering is a dynamic industry where the need for insurance changes in line with peak seasons and new initiatives. Our platform removes the administrative hassle and secures your operations.
Compliance with the tenancy agreement
We ensure that your insurance meets the specific requirements of your lease – from refrigeration systems and glass insurance to legal liability for moisture in floor structures
Secured coverage of the core business
If the restaurant is closed due to fire, water damage or similar, it is crucial that the coverage is in order. Insurance companies are continuously tightening requirements – for example, for stationary extinguishing systems or burglary protection – and claim cases often involve many parties and are rarely straightforward. We take control. You get advice and peace of mind that your core business is secured when it matters
Automatic adaptation to season and growth
We adjust your cover continuously in line with your operating economy and seasonal fluctuations. This means that you never pay too much in the quiet months, but are always fully protected when things are at their busiest or when you open new locations
Peace of mind in operations and more room in the budget
With Leaf, you get an intelligent platform and a team that understands the challenges of the restaurant industry. Our clients in the restaurant industry typically experience:
15-40% savings by continuously putting insurance out to tender
+2 critical coverage gaps closed – discovered through ongoing tracking of your insurance terms
Several hours saved annually by Leaf taking care of the entire process when damage occurs – from initial advice to data collection, follow-up with the insurance company, and securing the payout
Insurance for your industry
Recommended
Legal expenses
Vandalism insurance
Chilled and freezer coverage
Machinery breakdown insurance
Cyber
Directors' and officers' liability