Online banking

What is online banking insurance?

It covers the direct loss if criminals gain access to your bank accounts. Unlike personal accounts, business accounts are not always covered by the bank's standard guarantees – the loss often lands directly with the company.

Why online banking insurance is important

Many businesses mistakenly believe that the bank covers it if the account is emptied. However, if you have not complied with strict internal procedures for approving payments, you are liable yourself. This is where most make a mistake.

At Leaf, we often see that companies with high liquidity are the preferred targets for sophisticated fraudsters. Without insurance, a single break-in into your online banking can mean the closure of the business.

How Leaf helps

• Procedural requirements: We ensure that your internal security rules actually live up to what the insurance requires.

• Liquidity analysis: We use data to assess how large the limit of indemnity needs to be to protect your available funds.

• Rapid response: In the event of fraud, seconds count. We help with rapid contact to the insurer to limit the loss.

Let us analyse your online banking insurance and find out whether it is currently the bank or you yourself who will end up with the bill in the event of fraud