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Insurance that pays off – without the technical hassle
In an industry where margins are tight and hours are expensive, you don't need a "fancy" insurance solution. You need a price that is easy to understand, and an advisor who answers the phone when you call. At Leaf, we specialise in helping trade businesses get the cheapest prices on the market, without you having to spend your free time reading the small print.
The 3 biggest pitfalls for tradespeople and contractors
Through our analyses, we have found that up to 80% of businesses in the construction industry are incorrectly insured. We review your business for the gaps that insurance companies often overlook:
Error in the activity description
Your business is moving. If your policy says "carpenter", but you also do bricklaying or demolition work, the insurance will not cover you at all in the event of a claim. We make sure that the paperwork matches reality
Incorrect classification of employees
If apprentices, journeymen and office staff are all placed in the same risk group, you will pay too high a premium. We optimise your data so that you only pay for the actual risk
Inconsistency with contracts (AB 18 etc.)
Your insurance policies must match the requirements set out in your construction contracts. We ensure that you meet the requirements, so you are not met with compensation claims you are not covered for
Save time, save money and get an adviser who answers
We know that you only do business with people you trust. That's why we have cut the technology out of your everyday life:
20-40% savings: Through customisation of the insurances and tenders to the companies that are most competitive for companies from the local tradesperson to the large main contractor
80% more claims covered: as we identify and advise you on the policies' important under-covers, special exceptions, and requirements that must be met in order for there to be coverage - and help to navigate them or negotiate them away
Fast and effective support: Our brokers know you – and through the platform, we have an overview of the emails sent, the insurances you have, and the previous conversations we have had. Contact us and get competent support from someone who knows your business.
Insurance for your industry
Recommended
Fire/water/theft/accidental damage from workshop
Theft of own goods from own vehicles
Credit
Contracting and assembly
Directors' and officers' liability
Building Guarantee
Theft from construction site