Occupational injury

What is occupational injury insurance?

Occupational injury insurance is a compulsory insurance that covers the consequences of workplace accidents and occupational diseases. It ensures employees receive compensation for loss of earning capacity, permanent injury and medical treatment. It covers all employees from their very first day of work.

Why occupational injury insurance is important

It is illegal not to have it if you have employees. The fines are substantial, and if an accident occurs without coverage, the company could be forced to pay millions in compensation directly from its own pocket.

A typical pitfall is that owners are not automatically covered. We see many owner-managers who believe they are protected, even though the compulsory part only covers the employees.

How Leaf helps

• Legal navigation: We ensure that you comply with all requirements, so you never risk fines

• Owner coverage: We help set up the voluntary coverage that protects you as an owner on equal terms with your employees

• Transparency: We verify that all employee categories (interns, part-time staff) are correctly accounted for.

Let us analyse your occupational injury insurance and ensure you comply with the law 100%, so you avoid fines and gaps in cover