Motor

What is motor insurance?

Third-party liability insurance is mandatory by law and covers damage caused to others. Comprehensive insurance covers your own vehicle in the event of accidents, fire and theft. This applies to everything from passenger cars to large HGVs.

Why motor insurance is important

The biggest pitfall is "private use". If an employee takes the car home and causes damage outside of working hours, the business insurance might not cover it. Another classic mistake is the lack of coverage for permanently installed equipment (shelving, tools, etc.), which can cost an absolute fortune to replace.

Many pay too much because they do not combine their vehicles into a fleet agreement with fixed premiums and low excesses.

How Leaf helps

• Fleet optimisation: We pool your vehicles and find the sharpest price based on your claims history.

• Equipment check: We ensure that all permanently installed equipment in the vans is included in the total sum insured.

• User management: We check that your policies permit exactly the type of driving your employees need.

Let us analyse your motor insurance and see if we can cut the premium without affecting the coverage of your fleet