IT comprehensive insurance

Covers physical damage to the company's portable equipment such as computers, tablets, and phones.

What is IT comprehensive insurance?

It covers sudden, physical damage to your equipment – for example, when an employee drops their laptop or spills coffee on the keyboard. It also typically covers theft from locked cars or offices.

Why IT comprehensive insurance is important

In a software or consultancy business, hardware is your most important tool. Many make the mistake of having far too high an excess in relation to the value of the equipment. If the excess is DKK 5,000 on a computer worth DKK 8,000, the insurance is almost worthless. It is also a good idea to check whether it covers "worldwide". If your people travel a lot, it is no good if the comprehensive insurance only applies at the office in Denmark.

How Leaf helps

  • Hardware audit: We find the most effective coverage based on your volume of mobile devices.

  • Excess optimisation: We calculate whether it is actually worth insuring your cheapest devices.

  • Global coverage: We ensure that your team is covered, whether they work in Copenhagen or New York.

Let us analyse your IT comprehensive insurance and find out if your excess has actually rendered the insurance worthless