Health

What is health insurance?

Covers treatments at private hospitals, physiotherapists, chiropractors, and psychologists. The purpose is to bypass public waiting lists and ensure rapid assessment and treatment of employees.

Why health insurance is important

Fast treatment means happier employees and fewer sick days. Long-term sick leave is extremely expensive for the company. However, many overlook the tax rules – depending on the structure, it may be taxable for the employees, while the premium is tax-deductible for you.

We often see standard schemes that do not cover the employee's children or lack coverage for, e.g., psychological assistance for stress, which is often where the need is greatest in modern companies.

How Leaf helps

• Tailored well-being: We design a scheme that covers where your employees are most vulnerable (e.g. physiotherapy for tradespeople or psychologists for knowledge workers).

• Tax optimisation: We ensure that your health scheme is set up most advantageously for both company and employee.

• Provider choice: We find the companies with the best networks of clinics close to your locations.

Let us analyse your health insurance and see if we can give your team better terms at a sharper price