Contents (Fire, water and theft)

What is contents and equipment insurance?

This insurance covers your stock, machinery, tools, and fixtures and fittings against fire, water damage, burglary, and theft. It is the foundation for being able to restart after a major loss.

Why contents and equipment insurance is important

The biggest sin here is underinsurance. If your stock has grown, but the sum insured still reflects what you started with, you will only receive partial compensation in the event of a total loss. This can ruin any business.

At Leaf, we also frequently see that businesses have forgotten to cover contents and equipment located outside the building itself, or equipment that employees have taken home.

How Leaf helps

• Sum check: We help you hit the right sum, so you neither pay too much nor are underinsured.

• Data-driven advice: Based on your inventory data, we recommend exactly which terms are needed to protect your assets.

• Security requirements: We ensure that your theft prevention (locks, alarms) actually meets what the insurance company requires to provide cover.

Let us analyse your contents and equipment insurance and check if your sum insured actually matches your current stock